A Personal Contract Purchase (PCP) agreement has the same core principles as a Personal Contract Hire agreement. The one major difference is that at the end of the term you have the option available to either return the vehicle or take full ownership at a pre-agreed amount. This means a PCP agreement comes with low financial risk and low levels of unpredictability.

As a result of a slightly higher monthly rental cost, a PCP agreement offers greater levels of stability. This means that you are aware at every step what the repayments to the finance company will be, in order for you to eventually own your vehicle. As is the case with a PCH agreement, there is no need to worry about depreciation in terms of value as this is the finance companies matter.

Please contact a member of our friendly and knowledgeable staff in order to find out more about the PCP schemes we can offer and tailor for you.